Guaranteed Approval Reverse Mortgage Loan Originator Cerrillos Nm 87010

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Mortgage Pass-Through Certificates, Series 2001-21, Class B-4, Class B-5 and Class B-6 Certificates, having an aggregate initial principal balance of $6,902,932.29 (the "Private Class B Certificates" and, together with the Offered Certificates, the "Certificates"), were also issued pursuant to the Agreement.

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