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Regular Share Draft Checking Account
The minimum balance required to open account is $25.00.
A minimum balance of $500.00 must be maintained daily to earn a dividend. Dividend will only be paid on the days that the balance is $500.00 or more.
Unlimited check writing. No per check charge.
Overdraft Protection will transfer from savings to checking to cover overdrafts.
Visa® ATM card is available for access to your accounts.
Visa® Debit Card is available for qualifying members to use for purchases or ATM transactions.
Dividends
This is a variable rate account and dividends will compounded and credited quarterly.
Monthly Service Charge for $150.00 & Over
Monthly Service Charge for 55 & Over
Monthly Service Charge for under $150.00
Account reconcilement (Per Hour)
Check returned for NSF
Copy of statement, after one permonth
Overdraft Fee
Photo Copy Check
Stop payment Fee
Check printing, fee varies depending on style
No Charge
$ 5.00
$20.00
$25.00
$ 3.00
Fees and Service Charges
Statements
You will receive a regular monthly listing all transactions and activity during the statement cycle. You are responsible for examining each statement and reporting any errors. Please notify us within 14 days of any errors. Unless an error is reported we will regard our records as correct. Incase of errors, call us at 440-233-4878 or write us at Edco Federal Credit Union, 1165 North Ridge Road E., Lorain, Ohio 44055.
On Line Check Reorder
You can now order your checks on line. You must have your reorder form from your checks in order to complete the ordering process. Just click on the Liberty icon to reorder checks.
Edco Federal Credit Union1165 North Ridge Road E., Lorain, Ohio 44055
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
