Loans

New Car, Truck or Motorcycles

100% financing available for a maximum repayment period of 72 months. Vehicles are considered new if they have never been titled.

Used Car, Truck, Motorcycle

Maximum repayment is 60 months. Length of repayment is based on the year of the vehicle. 100% financing of N.A.D.A. Average Retail available on 1 to 4 year old vehicles. 90% financing of N.A.D.A. Average Retail available for vehicles 5 - 10 years old.

Classic Vehicles (20 yrs. Or older)

Will finance 90% of the appraised value. Maximum repayment period is 60 months.

Pre-Approved Auto Loans

Come see Edco Federal Credit Union before you visit the dealer showroom and get your loan pre-approved. We'll qualify you for the most that you can borrow and you can shop knowing the amount that you can afford. No worry about what the payment will be or impulse buying that may strap your budget. Just purchase a vehicle for the approved amount or less and you can enjoy hassle free car shopping. You can apply for a pre-approved auto loan by completing the loan application from this web site and then faxing or mailing the application to the credit union.